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Employer’s Liability refers to the instance where employers may be held liable for an personal injury claims specialists-accident or injury at work. In some jurisdictions, it is possible for the employee to take legal action against the employer to recover damages for harm caused as a result of the employer’s negligence.
Your employer, by law, is obliged to provide a safe workplace, a safe work system and employees are supposed to be correctly trained and familiarised with safe and correct processes. However sometimes these processes and procedures fail and as a result, you, the employee may suffer an injury or accident at work. In this case, you need to act swiftly. You should always report the incident to your employer or a supervisor if your employer is not immediately available. As with any injury that you incur, it is advisable that you attend a doctor if your injury requires it.
You may feel reluctant to make an accident or injury at work compensation claim against your employer for fear of losing your job or victimisation in the workplace. However you need to bear in mind that the onus is on your employer to provide a safe work environment for employees. Even if your work accident was caused by faulty machinery or equipment supplied by another company, the responsibility remains with the employer to ensure that it is safe for you to use and that you have adequate training. If the work accident was not your fault, you are entitled to reasonable compensation for your injuries, and the resulting pain and suffering caused. It should also be noted that even if your accident or injury at work was caused by something a co-worker did your employer will still usually be liable.
Accidents and injuries at work can be quite common depending on the industry and your employer will have insurance to cover compensation claims from employees who have been injured at work.
Read some interesting case studies here in connection with Employer’s Liability and accident and injury at work claims. (*names changed to protect client identity)